What is a monthly spending limit? How can I find mine?

A monthly spending limit is the maximum dollar amount that you can charge in subscriptions to your Grow Credit card each month. Our Build plans offer a $17 monthly spending limit, while our premium plans, Grow and Accelerate, offer $50 and $150 monthly spending limits, respectively.

You can increase your Grow Credit monthly spending limit by upgrading your plan*, referring a friend, or becoming a featured user. To read more about increasing your monthly spending limit, check out our article, How can I increase my Grow Credit monthly spending limit?

You can find your monthly Grow Credit spending limit by going to your “My Card” screen on the Grow Credit app or the My Line of Credit page on our website.

*Upgrade availability depends on plan type and eligibility. Not all plans are eligible for upgrades.

What are premium subscriptions, and how can I add them to my account? Why can’t I add premium subscriptions to my Build or Build Secured account?

Can the $17 monthly spending limit on the Build and Build Secured memberships really impact my credit score? Isn’t that too low to make a difference?

How can I increase my monthly spending limit?

I want to pay all of my subscriptions through Grow, but they cost more than the monthly spending limit. How can I increase my limit?

What are my plan options? How do I choose a plan?