Yes, we do have a referral program! If you successfully invite a friend to Grow Credit, we will increase your monthly spending limit by $5 once they make their first on-time payment. You can access your referral code and invite friends in the mobile app by tapping on the “Account Settings” icon on the bottom right side of the screen and then tapping “Invite Friends.” You can learn more about our referral program by reading our blog post here.