Join Grow Credit by following these simple steps:
Sign up with Grow Credit through our iOS app, our Android app, or on our website.
If approved, we will issue a virtual MasterCard to purchase your subscriptions. The monthly limit depends on your eligibility and which plan you choose.
Add one (or more) supported subscriptions to your list in your Grow Credit account. Update the payment method for your selected subscriptions to the virtual MasterCard. The subscription provider will charge the card on their regular billing date.
Each month, we email a PDF statement that outlines the charges to your card, as well as the due date and balance. We automatically withdraw the payment from your preferred payment method on the due date. Grow Credit does not charge interest on the loan.
We report your monthly history to the three major credit bureaus: Equifax, Experian, and TransUnion. When making consistent, on-time payments, using Grow may positively affect your Vantage score over time. For more info on Vantage scores, please visit: https://www.chase.com/personal/credit-cards/education/credit-score/vantage-score-4-0