Grow Credit performs a soft credit check when you apply for an account for identity verification purposes. We do not perform a hard credit check or use FICO scores as a determining factor when applying for a Grow account. Your application with Grow Credit will not negatively affect your credit score.
![Grow Credit Team avatar](https://static.intercomassets.com/avatars/4221190/square_128/Screen_Shot_2020-06-18_at_10.55.12_AM-1592502924.png)
Written by Grow Credit Team
Updated over a week ago