Secured is an alternative plan for customers who don’t yet qualify for another plan according to our underwriting criteria. With a Secured plan, you can use a deposit to open the account instead.
The Secured plans have the same impact on your credit score as the standard plans.
Your deposit will be refunded after 12 months of consecutive on-time payments or in the event your Secured account is closed. The Secured accounts are reported with the same annual limits as the standard plans.
For additional information regarding plan options and pricing, please visit our Pricing page.