Grow Credit reports to Equifax, Experian, and TransUnion, three of the largest credit bureaus in the world, as soon as you open your account. We report during the first week of every month, and it can take 60-90 days for this information to appear on your credit report.

Some credit bureaus may update more quickly than others. If you still haven't seen your Grow Credit account on your credit report in a few weeks, please contact support by clicking on the icon on the bottom right-hand corner of the page or by emailing behappy@growcredit.com.

Your credit score comprises several factors, which are each considered slightly differently by the various credit bureaus. For example, if you are using Grow Credit but you are still behind on other debts, or applying for many loans at once, you may not see the positive results you are hoping for. If you combine Grow Credit with other credit-building methods, having more lines of credit that are being paid on time may grow your credit more quickly.