Grow Credit performs a soft credit check when you apply for an account for identity verification purposes. We do not perform a hard credit check or use FICO scores as a determining factor when applying for a Grow account. Your application with Grow Credit will not negatively affect your credit score.
Will applying for a Grow Credit card negatively impact my credit score? Does Grow Credit perform a hard credit inquiry?
Written by Grow Credit Team
Updated over a year ago