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How do I join Grow Credit?
How do I join Grow Credit?
Grow Credit Team avatar
Written by Grow Credit Team
Updated over a week ago

Join Grow Credit by following these simple steps:

  1. Sign up and apply, either through our iOS app, our Android app, or on our website.

  2. Follow the directions to use Plaid to link your bank account to Grow.

  3. When approved, we will issue a virtual MasterCard that you can use to pay your subscriptions. Your monthly spending limit depends on which plan you choose and your eligibility.

  4. Go to the account settings on the website or app for your subscription services and switch your payment method to your Grow card.

  5. Each month, we email a PDF statement and your payment will be automatically withdrawn from your linked bank account 10 days later. There is no interest on the loan.

We report your monthly repayments to the three major credit bureaus, Equifax, Experian, and TransUnion, so you can build your repayment history, which can positively impact your FICO score. For more info on FICO scores, please visit

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