How do I join Grow Credit?
Grow Credit Team avatar
Written by Grow Credit Team
Updated over a week ago

Join Grow Credit by following these simple steps:

  1. Sign up with Grow Credit through our iOS app, our Android app, or on our website.

  2. If approved, we will issue a virtual MasterCard to access your loan. The monthly limit depends on your eligibility and which plan you choose.

  3. Add one (or more) supported subscriptions to your list in your Grow Credit account. Update the payment method for your selected subscriptions to the virtual MasterCard. The subscription provider will charge the card on their regular billing date.

  4. Each month, we email a PDF statement that outlines the charges to your card, as well as the due date and balance. We automatically withdraw the payment from your preferred payment method on the due date. Grow Credit does not charge interest on the loan.

We report your monthly repayments to the three major credit bureaus: Equifax, Experian, and TransUnion. When making consistent, on-time payments, using Grow can positively affect your FICO score over time. For more info on FICO scores, please visit:

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